MSE NEWSFLASH 8/1
many years that it was their version of PPI and would be required because of my previous credit history ago i took out a loan with citi financial, at the time i also took out their Personal Takecare insurance after being told. Last year i received a couple of letters, one stating that that my takecare insurance coverage had been going to expire which although strange as my loan nevertheless had over per year to go ended up being no surprise that is major 2nd page claimed that my other house crisis insurance coverage has also been due to expire. When I had no familiarity with this insurance i contacted Citi thinking that there was in fact an error (page delivered to incorrect individual). Imagine my shock once they responded that no error was indeed made when further questioned my shock became more comparable to stunned once they explained that this insurance coverage would be to protect my home loan (I will be and also have been a council tennant). I’ve questioned this written down just to find out to essentially disappear and spend up, it is currently in the hands of a group agency dispute division where it was for 2 months because when we have also found that the takecare insurance coverage is actually a individual life/accident insurance coverage (i’ve been insured with an insurance policy applied for with my bank for many years) and there’s additionally an additional PPI insurance coverage that includes already been added. The Collection agency has sent me personally a duplicate of my loan contract utilizing the different insurance coverage containers ticked yet my content regarding the contract does not have any such sources (i’ve delivered copies towards the dipute section). I’ve additionally maybe maybe perhaps not yet recieved copies of this insurance coverages despwete the fact that we have expected to see them
exactly just What must I do next?
2010 – 12 months associated with troll
Niddy – Over & Out :wave:
can i reclain all the insurances?
Been able to return insurance from past loans but Citi declined to budge in the current one so passed everything to your Financial Ombudsman provider. That has been starting of February and all sorts of we keep getting is letters saying the next phase is the file would be passed away to an adjudicator.
Let us hope they do something quickly, the mortgage contract will undoubtedly be finished in December!
Many thanks to any or all. OH received a cheque for the entire regarding the PPI paid plus interest.
All as a result of the FSA. Took eighteen months but well worth the hold off.
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